Buying an engagement ring is one of the most significant purchases you'll make, and getting the best value while staying within budget is key. At David Simson, we believe every love story deserves a stunning ring without unnecessary stress. Here’s how you can plan your budget wisely and find the perfect ring.
1. Set a Realistic Budget
Forget the outdated “three months’ salary” rule. Your budget should be based on your financial situation and what you feel comfortable spending. Focus on getting the best quality for your money rather than following traditional spending expectations.
2. Know the 4Cs
Understanding the Cut, Color, Clarity, and Carat of a diamond will help you make an informed decision. The cut affects sparkle the most, so prioritize it over carat weight if you’re on a budget.
3. Choose Diamond Based on Budget
When it comes to engagement rings, the market offers three main types of diamonds: Natural Diamonds, Lab-Grown Diamonds, and Moissanite. Choosing the right one depends entirely on your budget — and we’re here to make that decision easier for you.
💎 Budget: $6,000+
You can consider Natural Diamonds or Lab-Grown Diamonds.
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Natural diamonds in this range typically come in around 1.0ct with good color and clarity.
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Lab-grown diamonds, on the other hand, offer 4-5.0ct stones with higher grade and purity — giving you much more sparkle for your spend.
💎 Budget: $3,000 – $5,000
We recommend going with Lab-Grown Diamonds.
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You'll have access to a wide variety of beautiful options and get exceptional value for your money.
💎 Budget: Under $2,000
Moissanite is the best choice.
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You’ll find stunning, unique designs with excellent color and clarity — all at an unbeatable price point.
It’s time to choose based on your budget and value, not outdated “3-month salary” rules.
Need help customizing your dream piece in lab-grown or moissanite?
Contact us today — we’re happy to guide you!
4. Opt for Alternative Gemstones
Moissanite, sapphires, and other gemstones make for unique, budget-friendly engagement rings. They offer stunning brilliance and durability while allowing you to save on costs. If you looking for birthstone jewelry, gemstone jewelry, or want to customize your unique jewelry feel free to contact us.
5. Choose Diamond Carat Size
We offer a wide range of diamond sizes — from 0.50ct to 15.0ct — to suit every style and preference.
Each person has their own unique taste, so it's important to choose a diamond size that feels right for you. Whether you prefer Natural, Lab-Grown, or Moissanite, all are available in various carat sizes.
Keep in mind, diamond pricing varies based on carat weight, color, clarity, and cut.
The most popular and commonly selected sizes fall between 1.0ct and 3.50ct, offering a perfect balance of elegance and presence. However, many customers love the bold look of larger stones — so if you’re drawn to bigger diamonds, go for it!
Choose the size that reflects your style and makes you feel your best.
6. Choosing a Ring Settings
At DAVID SIMSON Jewelry, we offer 20+ unique ring setting styles, each with its own price range. Unlike others, we don’t sell settings and diamonds separately — our prices include both the center diamond and the setting, giving you complete value in one package. That’s the advantage of working directly with the manufacturer.
Our most popular and best-selling styles are the Halo and Hidden Halo settings. You’ll notice that many women today wear rings featuring these elegant and timeless designs.
However, as trends evolve, so does style. In 2025, we’ve seen a growing shift toward unique and antique-inspired settings, as more customers look for something truly personal and different.
At DAVID SIMSON, you can get any setting paired with a Moissanite diamond — all within a $2,000 budget.
Let us help you find the perfect ring that fits your style and story.
7. Choosing the Right Metal
When choosing your engagement ring or fine jewelry, you have a variety of precious metal options — including Solid Gold and Platinum.
With Solid Gold, you can select from different purities such as 10K, 14K, and 18K, and choose from beautiful color options like White Gold, Yellow Gold, and Rose Gold.
Not sure what the differences are? Don’t worry — we’re here to help you make an informed decision (Click here to get more information). Understanding these details is important so you can choose confidently and avoid any misleading claims.
At David Simson Jewelry, we craft every piece using only Solid Gold or Platinum — never gold-plated or filled materials. Each piece comes with an authenticity stamp certified by an authorized gem and jewelry laboratory, ensuring the quality and integrity of your jewelry.
Choose smart, shop with confidence.
8. Work with a Trusted Jeweler
After choosing your diamond, ring setting, and metal, the final — and most important — step is selecting the right jeweler.
At DAVID SIMSON Jewelry, we are known for our high-quality craftsmanship, ethical sourcing, and unwavering commitment to excellence.
Founded in 2002, DAVID SIMSON began with a simple vision: to deliver high-end jewelry to the local market. Over time, we expanded globally and today, our signature pieces are proudly featured in leading jewelry stores around the world.
Following the pandemic, we shifted our focus to growing our online presence — offering the same luxury jewelry directly to customers worldwide at unbeatable prices, with:
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Lifetime warranty
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100% authenticity guarantee
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Exceptional craftsmanship
When you choose DAVID SIMSON as your jeweler, you’re placing your trust in the hands of expert artisans who treat your piece with the same care and precision as if it were their own.
Shop with confidence. Welcome to DAVID SIMSON Jewelry — where your jewelry is as precious as you are.
Shop: Unique Trending Design of 2025
Shop: Signature Jewelry
Final Thoughts
An engagement ring symbolizes love and commitment, and it doesn’t have to break the bank. With these tips, you can make a confident, smart purchase that reflects your partner’s style and your financial comfort.
At David Simson, we’re here to help you find the perfect engagement ring at the best value. Explore our collection today!
